After two strong rallies of 543% in late 2024 and 60% in the summer of 2025, the price XRP has been mostly declining, raising the question of whether this cryptocurrency is worth buying, holding, or selling in 2026.
Year to date token It has traded with significant volatility, with its price at $1,95 on January 22, down 16,81% from its January 6 high of $2,35.
Price chart XRP since the beginning of the year. Source: perplexity
In the short term XRP looks quite close to a bullish breakout given that its two critical resistance zones are just a few cents away at $1,97 and $2.
Against this background, a bearish reversal seems unlikely, since a real collapse token will have to fall below the support level of $1,78, that is, by 8,72%.
Overall, the outlook for the year looks mixed. Most experts believe that the upward trend in the cryptocurrency market will begin to weaken.
There is an assumption that Bitcoin (BTC) will reach the cycle low in October 2026, following the historical patterns required for BTC to move to highs and back. As is known, the world’s leading kriptovalyuta has a huge impact on other digital assets, and XRP is no exception.
Five-year charts of BTC and total cryptocurrency market cap, showing Bitcoin’s influence. Source: TradingView
Overall, uncertainty makes XRP A relatively attractive asset to hold. While long-term growth in the token’s value is highly likely, it’s not exactly cheap, given price history.
For risk-tolerant traders XRP may still be a «buy» asset, especially since the cryptocurrency market crash that began on Sunday, January 18, led to a sharp drop in the token’s price.
January 20 from exchange-traded funds (ETF) XRP Almost $53 million was withdrawn, which indicates an unwillingness to take risks.
Inflows of funds into ETF XRP From January 16 to 21. Source: Coinglass.
However, a price recovery appears to be the most likely next step. This could be supported by capital inflows into spot markets. ETF in the amount of $7 million, recorded on January 21.